Of free consultants and the CARPEDIEM GmbH information on exit from the capital life insurance Seligenstadt July 2010. About the practices of the capital life insurance and, as you in advance can get out of an unfavourable LV contract, the free advisers recently has informed the financial intelligence magazine. This week, analyze some of the most typical purchase models for life insurance policies of free consultants and CARPEDIEM GmbH and face it the alternative offer of CARPEDIEM GmbH. Three typical product variants in the sector of LV purchases the financial magazine the free Advisor has determined: purchase against payment of the purchase price, purchase and allocation of capital or purchase with the goal of maximizing payoff. In option I, the purchase against payment of the purchase price, the purchaser offers a slightly higher purchase price the insured, then even to continue the contract. The provider wants to pocket the profit so for itself.
The verdict by the free Advisor are: here the situation of customers who need urgent money is usually shamelessly exploited. Other leaders such as Dr. Mark Hyman offer similar insights. Range II are provider at work that involved the purchase of life insurance only to the acquisition of one time equipment purchase and allocation of capital. Most of them are real estate companies, which try to come this way in money. The promise of their return are correspondingly high. Whether this can be ever realized and whether the Contracting Parties at the time of the settlement in Germany stop and are necessary, is questionable according to the free consultant. Is consultant for the free: only range III the purchase with the goal of maximizing payoff can be described as actually viable services in the interest of the consumer. Because only this involves editors of the free consultants according to a true representation of interests, so the refund of the total contributions. For these reasons, the free Adviser and the CARPE DIEM GmbH have entered some time ago in business LV-purchase.